Dowagiac Credit Union Fee Schedule
Effective Date: Thursday, November 21st, 2024
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
| Loan Type | Fee |
|---|---|
| Non-sufficient Funds Fee (NSF) Share draft/ACH/ATM/Debit Card | $25.00 |
| Stop Payment (per item) Share draft/ACH | $25.00 |
Courtesy Pay Fee |
$30.00 |
Account Reconciliation Fee Per hour charge |
$20.00 |
Draft Copy fees - Per draft |
$2.00 |
| Statement Copy - Per month | $3.00 |
| Monthly Service Charge | |
| Share Account Balances < $50** | $5.00 |
| Share Draft < $50** | $5.00 |
| Business Share Draft *plus $.05 per deposited check | $10.00 |
| Overdraft Transfer Fees | |
| Up to 6 transfers per month | $3.00 per transfer |
| Wire Transfer Fees | |
| Domestic | $20.00 |
| Incoming Wires | $15.00 |
| Returned Item Fee Member deposited item Drawn on another institution |
$10.00 |
| Check Cashing Fee Average balance <$50 No other services with DAFCU Non-member cashing M/O or Corp Draft $8.00 |
$5.00 per transaction |
| Account Closing Fee Member closes account Within 90 days of opening |
$20.00 |
| Phone Inquiry/Transfer Fee** If member calls DAFCU staff |
$2.00 |
| Tax Levy/Garnishment Fee | $25.00 |
| Money Orders | $2.00 |
| **excludes members under 18 and 62 & over | |