Welcome to Dowagiac Credit Union, your trusted Federal Credit Union in Dowagiac, MI. Established in September 1972 by dedicated employees of Sundstrand, we are a member-owned, non-profit financial institution committed to serving the financial needs of our community. In 1978, we proudly transitioned to a Community Chartered Credit Union, allowing us to broaden our reach and support even more families in the region.

At Dowagiac Credit Union, we offer a range of financial services to individuals living or working in the townships of Wayne, LaGrange, Silver Creek, Pokagon, Penn, Volinia, Marcellus, Decatur, and Paw Paw, as well as to their families through blood or marriage. Our philosophy is simple: once a member, always a member. This means that we prioritize your needs and maintain lifelong relationships with our members, ensuring that you have a partner to support your financial journey.

Our governance is driven by our members, with a Board of Directors consisting of seven elected individuals who represent the interests of the membership. Additionally, we have a dedicated three-member Supervisory Committee appointed by the Board of Directors to ensure transparency and uphold the highest standards of financial integrity. All our board members and committee volunteers offer their time and expertise without compensation, reflecting our commitment to community service and member-driven leadership.

At Dowagiac Credit Union, our mission is clear: to ensure the stability and growth of our credit union while effectively serving the families of our present and future members. We believe that by prioritizing the financial well-being of our members, we contribute to the overall prosperity of our community.

We invite you to become part of our family at Dowagiac Credit Union, where your financial needs are our top priority. Join us today and experience the difference of a credit union that truly cares about its members and their financial success.

Mission Statement:

TO INSURE THE STABILITY AND GROWTH OF OUR CREDIT UNION TO SERVE THE FAMILIES OF OUR PRESENT AND FUTURE MEMBERS.

Testimonials

"I've been with Dowagiac federal credit union since 1994 I've always been very satisfied with them." - Alice C.

"Always friendly, efficient, and great service." - Jaqueline S.

"Banking service are great and so is the staff! I've always been treated and serviced with a personal touch." - John Y.

"The staff at Dowagiac Area Federal Credit Union are always helpful and willing to help or answer questions and explain in detail. I appreciate being able to call and work with such a great local agency." - Terri W.